The Texas Car Accident Guide was created by the Law Firm of Ricardo A. Garcia to help injured residents hold negligent drivers and their insurance company accountable. Call today for a free consultation.

Texas Car Accident Guide

When we get in our car, we seldom think about the hazards of driving. Most of the time, our drives are uneventful, with an occasional near-hit because someone is acting foolishly. We often complain of the person who cut us off or blew a red light and almost hit you. If you have found your way to this page, it is most likely that you did not get so lucky and that person did hit you. When you are seriously injured in a car accident, you may be eligible for a free consultation.

Our Texas car accident attorney is here to help guide you through your legal case step by step. We will make the legal aspect of your case our responsibility so that you can focus on your health and wellbeing. We understand how frustrating it can be to have medical bills and lost wages from an accident that could have been avoided and we want to fight for your right to full and fair compensation. After you read about your case, please do not hesitate to call our office to set up a free consultation.

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Texas Statute of Limitations

In Texas, you have two years exactly from the date of your accident to bring your claim or settle it in civil court. Two years in terms of setting up a successful case is not necessarily a long time. You should never wait to contact an attorney. If you are cutting it close to the deadline, you may not be able to bring your case. It takes time to build a good, strong case. There is evidence that needs protecting and there are witnesses who need to be interviewed. If you miss this statute of limitations, then you will have no ability to bring your claim any longer.

How Texas Compensation Law Works

Texas law for compensation allows for you to collect compensation even if you have partial fault in causing the accident. The only way to be barred from receiving compensation is if you are found to be more than 50 percent at fault for the accident. If you have been found 50 percent or less at fault for your accident, then you will have a reduced compensation award. For instance, if you were 20% at fault for causing the accident, and you have been rewarded $100,000 in damages and injuries, then you will be able to collect $80,000. It is our duty to get you the most compensation possible by defending your role in the accident and keep them from blaming it on you.

First Steps for a Successful Car Accident Case

If you want to have a successful car accident case, you need to make yourself the priority. Your health is the most important factor. Right after the accident, you need to seek medical attention as soon as you can. If you wait to see a doctor, you will be at risk of worsening your condition. It is important that you take care of yourself right away because not only will you get the treatment you need right away, but if you don’t, the insurance company will use this as an excuse to reduce the amount of compensation that they owe you or they will try to claim that your injuries came from something that came after the car accident which would absolve them from giving you compensation.

An equally important step is to collect evidence from the scene. The best way to do this is by taking photos of the scene exactly as it is when the accident happened. You should take photos of the cars involved from many angles, tire marks on the road, a picture of the whole scene, and your noticeable physical injuries. You should also talk to any witnesses and get their contact information. Lastly, you need to get the insurance contact information from the other driver(s) involved in the accident.

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Most Common Types of Car Accident Injuries

Most Common Types of Car Accident Injuries

Car accidents, as you probably already know, can cause serious injuries as well as serious damage. If you tend to these car accident injuries, you will be on the mend right away. The most common types of car accident injuries include:

  • Broken and fractured bones
  • Head, back, or neck injuries
  • Concussions and contusions
  • Internal organ damage
  • Paralysis
  • Cuts and lacerations

Again, your health is the most important factor to this car accident case and seeking medical attention is the most important step to making your case a successful one.

Frequently Asked Questions | Texas Car Accident Guide

How Do I Pick the Right Attorney?

If you have been injured in a car accident, you will probably want to know how to get the best lawyer possible for your case. There are four things that you should ask any lawyer that you’re considering hiring. First is whether or not they are a personal injury lawyer. A personal injury lawyer only handles personal injury cases. They don’t handle bankruptcies, wills, or divorces.

The other thing is whether or not they’ve had success handling car wrecks. Don’t be afraid to ask them to show you the cases they’ve handled and the successes they’ve had. The other thing is if they are a trial lawyer. That means that they’ve handled the cases from the beginning to the end and are going to have judgments that they’ve obtained in court from a jury. Ask them to show you those judgments.

Lastly, you’ll want to know if they are board-certified. If they are, then you know you’re getting the best. This means they have been recognized by the state as having expertise in their area of practice. Only 3% of all the lawyers in the state are board-certified personal injury trial lawyers. With those four questions, I think that will give you a good basis for which to make the best decision. If you have any other questions, please do not hesitate to call.

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What Mistakes Should I Avoid Making?

What Mistakes Should I Avoid Making

Some of the common mistakes people make when they’ve been involved in a car accident is that they don’t call the police. This is very important in order to have documentation of your accident and have a record on file which we can use later. Another mistake that we commonly see is that people don’t seek legal advice from attorneys who specialize in personal injury cases or who are experienced in trial. The more experienced attorney that you have in trial, the better that your claim will be pushed. Insurance companies typically know the reputations of trial lawyers. They’ll come to the table with better offers and better suggestions, knowing that there is a risk that you will go to trial.

Another mistake we typically see is that people who are injured don’t seek medical attention right away, which can be really damaging to your claim. It’s important that you go to the doctor and get your injuries treated. If there are any other questions that you have, we’re always here to help. Feel free to call us.

What Do I Do After the Accident?

I had a young man come in the other day who was involved in an automobile accident and wanted to know what he should do. There are several things that must be done. The first thing that must be done is to notify the local government agency, whether that be the police, Department of Public Safety, or the local sheriff’s office.

The second thing that must be done is to seek immediate medical attention. This not only involves going to the hospital but also seeking additional medical help from your personal medical provider. This is important because when you typically go to the hospital, they’re looking at life and death situations. At the end of the hospital visit, they will tell you to go see another doctor. It’s important that you follow up to make sure you see that other doctor because there may be injuries that have gone untreated at the hospital and they can properly examine that.

The last thing is it’s important to hire a lawyer who is experienced in handling automobile accidents because then they can make sure everything that needs to be done is done. For example, was an investigation done? There may need to be measurements taken at the scene of the accident. An expert may need to be hired to determine the speed of the other vehicle or the speed of your vehicle. An experienced lawyer can help with all of this. If you have any questions, please contact us.

How Much is My Case Worth?

I had a client who came in last week that was involved in a car accident and wanted to know how to determine the value of her claim. There are several factors that you must look at. First of all, what are the extent of your injuries? Was your arm hurt? Was your back hurt? Was your neck hurt? How is it going to affect you in the future?

The second thing is how and why did the accident happen? For example, was the driver drinking and driving? Was the driver texting on their phone? Was the driver distracted by a dog in the car? All of these are important factors in determining what the value is.

Additionally, you must look at the amount of insurance that the defendant driver had. All these factors go into determining the value of your case. If you have any questions whatsoever, we are here to help. Please call us.

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How Long Will This Case Take?

The length of time that it would take to resolve an auto accident case is typically about a year-and-a-half. However, we have to look at what kind of auto accident it was. Was it a minor accident? Do we have one that’s very severe with a lot of injuries? Then we have to see how long it takes you to recover and how much it costs.

We also must look at if the insurance company is being fair with their offers. If they’re not fair, we’ve got to file a lawsuit. This brings the court’s calendar and their timeline for cases into the equation.

Once that’s all been calculated, then we have a better feel and understanding of how long it might take. If you have any questions with regards to your auto accident and how long it may take, please feel free to call us. We’ll be happy to discuss it with you.

Do I Get My Lost Wages Reimbursed?

If you have been injured in a car accident and are unable to work, you will want to know how your lost wages will be reimbursed. There are several things that need to be looked at. Under Texas law, this is considered loss of earning capacity. What we need to look at is the amount of money you were earning before. We look at tax returns, W-2s, and any statements from your employer about the amount that you’ve earned.

For example, if a woman who was a stay-at-home mother is injured in a car wreck, can she recover lost wages? She was a stay-at-home mom only because she recently had a baby, but she was planning on going to work. Just because she wasn’t working at the time when the accident happened doesn’t mean she will not have a claim for future loss of earning capacity.

In this situation, we would look at prior tax returns, her previous job, and how much money she was making. All of this gets considered. An experienced lawyer can make sure that you gather all the evidence and documentation you need to support your claim for lost wages.

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Should I Talk to the Insurance Company?

Should I Talk to the Insurance Company

The other day, we had a client come in who had been in a car accident and wanted to know if he should speak to the insurance companies that have been calling him. Our advice is to never talk to them. Insurance companies are not there to protect you. They’re only looking to protect the individual that is insured to them.

If you do make a statement, it will be recorded and will be used against you later on in the future, which will be damaging to your claim. What we recommend you do is seek legal advice and find an attorney who specializes in personal injury claims. You can then tell the insurance company to contact your lawyer directly. If you have any other questions or concerns, please feel free to contact us.

What If the Car Who Hit Me Was Uninsured?

The other day, we had a client come in who had been involved in a car accident. At the crash site, they found out that the other party didn’t have insurance. They were worried and they wanted to know if they can still make a claim for the damages and injuries they suffered.

The answer is yes, but it depends. It depends on whether you’ve purchased UM/UIM insurance, which stands for Underinsured or Uninsured Insurance. We always recommend that when you’re selecting insurance policies, you go the extra mile and purchase it.

This policy will protect you in a situation like this. We also recommend that you find an attorney who specializes in personal injury cases to better advocate for your rights. If you have any other questions or any other concerns, please feel free to contact us because we’re always here to help.

Contact Our Texas Car Accident Attorneys Today

If you are looking for dedicated, experienced, and capable representation, then please call our Texas car accident attorneys today to get the compensation you deserve. We will support you through the entire process and ensure that you have the best chance of getting the most possible.

Our Mcallen Law Office Location

820 South Main St., McAllen, Texas 78501

Mcallen Office


820 South Main St., McAllen, Texas 78501

(956) 630-2882

(956) 630-2882


(956) 630-2882

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    Frequently Asked Questions

    When you hire a personal injury lawyer to help you get money for an injury, you’re getting someone who fights for you, deals with paperwork, and talks to insurance companies.

    Just know that insurance companies try to pay as little as possible for your injuries. Hiring a lawyer helps make sure you get the money you deserve.

    Usually, we start by trying to agree on a payment without going to court. It’s better because it’s cheaper, less stressful, and faster. Even if we do go to court, we might still settle there.

    People often ask, “How much money will I get?” It depends on a few things:

    1. We add up your bills and lost wages (that’s called economic damages).
    2. Then we increase that number depending on how bad your case is (if someone really messed up).
    3. We also think about the most money the insurance will give (like $30k/$60k in Texas).

    Since this is a common question, we’re sharing this info to help you understand better how we figure out how much you’ll get.

    After you’ve been injured in an accident, it’s crucial to seek out a Texas personal injury lawyer immediately. This is vital to safeguarding important evidence for your case.

    Understanding the statute of limitations is also essential. If you delay filing a lawsuit for personal injury, your case could be dismissed due to these time limits. Typically, you must file a claim within two years of the accident or injury, though there are exceptions.

    The statute of limitations usually begins counting from the date of the accident. For instance, if you were injured in a car crash, the two-year countdown starts from that day.

    In most cases, you can’t pause or extend the time limit. Once it’s up, you can’t make a claim anymore.Sometimes, especially with accidents involving government entities, you have even less time to act or risk forfeiting your right to seek compensation for your injuries. To ensure you’re protected and can still pursue a claim, it’s crucial to consult a personal injury lawyer as soon as possible after your accident.

    Negligence refers to failing to exercise reasonable care in a situation where a prudent person would do so. It can occur by either doing something incorrectly or by failing to act when action is necessary. For instance, not providing assistance when required could be deemed as negligence.

    In legal terms, proving negligence typically involves demonstrating several key elements:

    • Duty: Showing that the person responsible for the action owed a duty of care to the injured party.
    • Breach: Establishing that the responsible person failed to meet that duty of care.
    • Causation: Demonstrating that the breach of duty directly resulted in harm to the injured party.
    • Harm: Providing evidence that the injured party suffered actual harm or damages.
    • Proximate Cause: Establishing that the actions of the responsible party were the primary cause of the harm suffered by the injured party.

    Most personal injury cases in McAllen are typically settled before reaching trial. About 90 to 95% of these cases are resolved through negotiation or settlement agreements. However, whether your case proceeds to trial depends on several factors

    • -Severity of injuries: If your injuries are severe, such as brain or spinal cord damage, insurance companies may be more inclined to settle to avoid potentially higher payouts at trial.
    • -Strength of evidence: If you have compelling evidence that supports your claim and makes it difficult for the other party to dispute, they may choose to settle rather than risk an unfavorable outcome at trial.
    •  -Negotiation skills: Having a skilled negotiator on your side can significantly impact whether your case goes to trial. A capable attorney can often negotiate favorable settlements without the need for litigation.

    While most cases settle out of court, having a proficient legal team like ours in the Texas Rio Grande Valley ensures you’re prepared for either scenario. We have a proven track record of successfully resolving personal injury claims through negotiation and, if necessary, litigation.

    If you’re considering legal action after an accident like a car crash or getting hit by a truck, it’s crucial to have a skilled negotiator on your side. Our team of attorneys in Texas Rio Grande Valley has a successful track record of resolving personal injury claims through negotiation and, if necessary, litigation.

    Here’s What Our Clients Say

    "Want real justice they are the ones to go. Professionalism excellence!! They really do exceed!"
    Yvonne Rodriguez

    "Awesome people to work with very prompt in return calls and getting stuff done💪💪"
    Jeffrey Pate

    "The place is beautiful and everyone is very nice! Two thumbs up!"
    Laura Perez
    McAllen Injury Lawyers