You may be wondering whether it’s ever a good idea to just go ahead and accept the first initial offer made by an insurance company in a personal injury case. The answer to this question is always no.

As a business, the insurance company is always trying to save money. As a result, it will always try to lowball you.

Some people make the mistake of jumping to accept the first offer from the insurance company, worried they won’t get another. This is unfortunate, because in truth, it’s reasonable to assume you’re never going to get a worse offer from the insurance company than their first offer.

These days, we typically see the insurance companies only offering payment of medical bills for personal injury cases. This provides you no relief for other bills you could not pay because you were unable to work and lost wages and for other loses that may be non-economic but legitimate losses just the same.

When you hire an experienced personal injury attorney, you greatly increase your chances of receiving maximum compensation because you can turn over all settlement negotiations to a lawyer who won’t fall for the insurance company’s manipulations.