There are many benefits to using rideshare apps. They can save you money on gas, decrease the risk of drunk driving, and offers a far more convenient experience than buses and taxi cabs. However, because they are increasingly common, it is important to know what to do when injured in an Uber or Lyft accident.
What to Do When Injured in an Uber or Lyft Accident | Insurance
When you order an Uber or Lyft, you are most likely unaware of what their insurance policy is and how it affects you in the case of an accident. Cabs, taxis, and buses have a different type of insurance that would protect you if you were hurt in an accident on one of those types of vehicles. Uber and Lyft should provide some insurance coverage to their passengers, but it gets complicated when the driver of the Uber or Lyft is hurt or there is another vehicle involved other than a rideshare company. You need to be aware that some insurance companies leave loopholes in their policies to get them out of responsibility for your claim. Unfortunately, Uber and Lyft do not protect their drivers because those rideshare drivers are considered to be contract employees and are not legally required to have benefits or protections which means that they may not even be able to apply for workers’ compensation.
What to do When Injured in an Uber or Lyft Accident | Avoid Ruining Your Case
There is one thing that you must be aware of when pursuing compensation which can make or break your case. If you have been involved and injured in a ridesharing accident, you will most likely be contacted right away by the liable party’s insurance company. They will tell you that your cooperation will help your case resolve quicker, but they aren’t going to tell you that, by you speaking to them, it will benefit them. You want to let your attorney take over all communication with the insurance company to avoid any reduction or elimination in compensation.
Contact Our Texas Ride Share Accident Attorneys Today
Were you or a loved one seriously injured while riding in an Uber or Lyft and have questions about what to do after a ride sharing accident? Contact our experienced Texas ride sharing accident lawyers at Garcia & Ochoa today for a free consultation and case evaluation.