In nice weather, it is not uncommon to find yourself on the water. Boating can be a very great way to spend your time, but not always. If you have found your way to this page, you most likely have been seriously injured in a boating accident. We want to express our sympathy and let you know that we are here to guide you through your boating accident case. You are most likely suffering from having a ton of medical bills and lost wages from being unable to return to work. A boating accident case, if won, would be able to recover those damages and injuries and we will work hard to get you the best possible result.
Types of Boat Accident Injuries
Boat accidents can cause some serious injuries and often, even a minor collision can cause major damage because most of the time, there is a limited amount of safety procedures. For example, most of the time you are not going to be wearing a seatbelt like you would in a car. The most common boat accident injuries include:
- Broken and fractured bones
- Cracked ribs
- Head, neck, and back injuries
- Concussions and contusions
- Scarring and disfigurement
- Nerve damage
- Spinal cord injury
If you have been seriously injured in a boat accident, the most important thing that you should do is get your injuries tended to immediately. You should never wait to see if the pain goes away. Odds are you won’t feel the full extent of the injuries until the following day, and at that point, you will most likely regret waiting. Our suggestion is to get medical attention immediately. If you do not, two things are bound to happen. One, you could make your injuries worse. Two, the insurance company will look at that gap in treatment and try to reduce or eliminate the amount of compensation they owe you by saying you weren’t badly injured enough to receive immediate medical care or that your injuries came from something else.
Do Not Talk to the Liable Party’s Insurance Company
The very worst thing you can do for yourself after your accident is agreeing to give the liable party’s insurance company a recorded statement. They will call you shortly after your accident and at that point, they will be looking to back you into a corner and get you to say something that would ruin your case. You have no legal obligation to give them any statement of any kind. We suggest letting your attorney take over communication for you. Our Texas boat accident attorneys know how to talk to them and give them essential information without putting you in a position to have your compensation reduced or eliminated.
Texas Statute of Limitations
Starting from the date of the accident, you will have exactly two years to bring your claim or settle it in civil court. If you are late for this deadline, you will be barred from receiving any compensation. Two years may seem like a long time, but the time flies by quickly and building a strong case cannot happen in one day. We need time to collect and protect your evidence, as well as talk to your witnesses before they forget the fine details of your case. The best thing to do here is hire an attorney as soon as possible so everything that is time sensitive does not become a stressful situation.
How Compensation Works
Texas law for compensation states that you can receive compensation even if you are partially responsible for causing the accident. Now, for a boat accident, it is unlikely that you could have caused the accident if you were a passenger on the boat. If you were operating the boat when you got hurt, then it would be more likely that the laws of comparative negligence apply to you. If you are found by the insurance company to be more than 50 percent at fault for the accident, then you would be barred from compensation, but if you are 50 percent or less at fault for the accident, then you will be able to receive compensation but it will be reduced by the amount of fault you bear. For example, a $10,000 compensation reward would turn into $9,000 if you were 10 percent at fault.
Call Our Office Today for a Free Consultation
If you have been seriously injured in a boat accident, and you need dedicated and experienced representation, please call our Texas boat accident attorneys right away to set up a free case evaluation where we will go over the details of your case and what your legal options are. We will do everything possible to get you the best chance at full and fair compensation. You are a priority and we will be sure to treat as such.